Loan Programs
Conventional Loan
A conventional loan is a great option if you have a great credit score. It allows you to avoid PMI by applying 20% down payment of the loan. If you are unable to provide a large down payment, conventional loans allows you to do as low as 3% down payment
FHA loan
FHA loans are great loans for people looking for low down payment 3.5% and low monthly payments. Also, this program is designed for people with average and below-average credit score
Second Mortgage
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Second mortgage is a great tool to use the equity of your home on a fixed interest rate to be able to consolidate debts or improve your home.
HELOCs
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HELOC allows you to borrow in lesser amounts when you need it. Borrowing only the amount your need will help you keep your monthly payments low and avoid unnecessary debt.
Foreign National
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Foreign national loans are for people that live outside of the U.S but would like to have a vacation or investment home in the U.S
12/24 Bank Statement Program
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12/24 months bank statement loans allow borrowers to provide 12 or 24 month banks statements to determine their income and ability of repayment of the borrower.